Coffee House Writers

Main Menu

  • Home
  • Article Categories
    • Fiction
      • Action & Adventure
      • Fantasy
      • Historical Fiction
      • Horror
      • Mystery
      • Romance
      • Science Fiction
      • Speculative Fiction
      • Suspense & Thrillers
      • Westerns
      • Women’s Fiction
      • Women Sleuths
    • Nonfiction
      • Astrology & Tarot
      • Biographies
      • Business
      • Creativity
      • Creative Nonfiction
      • Cooking, Food & Drink
      • Culture
      • Current Affairs & Politics
      • Design, Fashion & Style
      • Entertainment
      • Environment
      • Health & Wellness
      • History
      • Home & Garden
      • Lifestyle
      • Media
      • Memoir & Autobiographies
      • Paranormal
      • Parenting & Family
      • Reviews
      • Science & Technology
      • Self-Help & Relationships
      • Spiritual & Religious
      • Sports
      • Travel
      • True Crime
    • Poetry
      • Acrostic
  • About Us
    • Our Story
    • Our Founder
  • Meet Our Admin
    • Chief Editors
    • Editors
  • Testimonials
  • Apply
  • Login

logo

Coffee House Writers

  • Home
  • Article Categories
    • Fiction
      • Action & Adventure
      • Fantasy
      • Historical Fiction
      • Horror
      • Mystery
      • Romance
      • Science Fiction
      • Speculative Fiction
      • Suspense & Thrillers
      • Westerns
      • Women’s Fiction
      • Women Sleuths
    • Nonfiction
      • Astrology & Tarot
      • Biographies
      • Business
      • Creativity
      • Creative Nonfiction
      • Cooking, Food & Drink
      • Culture
      • Current Affairs & Politics
      • Design, Fashion & Style
      • Entertainment
      • Environment
      • Health & Wellness
      • History
      • Home & Garden
      • Lifestyle
      • Media
      • Memoir & Autobiographies
      • Paranormal
      • Parenting & Family
      • Reviews
      • Science & Technology
      • Self-Help & Relationships
      • Spiritual & Religious
      • Sports
      • Travel
      • True Crime
    • Poetry
      • Acrostic
  • About Us
    • Our Story
    • Our Founder
  • Meet Our Admin
    • Chief Editors
    • Editors
  • Testimonials
  • Apply
  • Login
  • The Sounds of the Subway

  • Of Lockets and Pomegranates: Chapter 14

  • Our Firm Foundation

  • The Devil and I

  • An ILL One’s Wish

  • LovING IT!

  • The Codfish Carbuncle Case: Chapter 1

  • Teen Witch’s Survival Guide: Chapter 9

  • Sanctuary

  • The Staying Offline Trend

  • Love Is…

  • Lover of the Queen: Fate

  • Quieter Moments

  • For the Feline I Miss

  • Beyond My Outpost

  • A Moonglow Dance

  • Proverbs for Paranoids 2026

  • Of Lockets and Pomegranates: Chapter 13

  • Zombie Killer Squad: Chapter Fourteen

  • A Dozen Red Roses

EnvironmentUncategorizedTravelCultureCreativityParenting & FamilySelf-Help & RelationshipsHome & Garden
Home›Nonfiction›Environment›Who’s Daddy’s Beneficiary?

Who’s Daddy’s Beneficiary?

By Chasity Gaines
September 24, 2018
2117
0
Share:
Pixabay
0
(0)

When my Dad died, I was shocked to hear that the beneficiary had been changed on his life insurance policy. When my aunt helped him fill out this paperwork, he had her put my Grandmother, my younger sister, and myself, his oldest daughter. Yet, sometime after my Grandmother’s death and my father’s heart attack and angioplasty, someone had our names removed which was replaced by the girlfriend who couldn’t even be bothered when my Dad had his heart-attack resulting in his heart surgery at Wake Forest in North Carolina. Daddy was depressed for a while, but the doctors said it came along with the surgery. My father ended up moving in with my aunt who helped get him back on his feet.

That is the backstory…

Now, many might say that I am just sore over the money, but it has nothing to do with the money that would have been split between my sister and me after paying for my Daddy’s funeral costs. My father was a simple man. He didn’t own any land or other great wealth. He had his insurance policy through his workplace and a 401K.

“I will carry these words with me always, for they are far more precious than any dirty money.”

When my aunt woke me up the morning my family arrived after making the 12-hour drive from Georgia to Virginia, I could tell it was not good news. My sister and I were not the beneficiaries, which meant I had to get ahold of the woman and hope she was going to do the right thing and pay for my father to be buried. We were all on pins and needles hoping she would respect my Daddy that much.

It wasn’t long that my aunt heard from the funeral home saying the lady signed the paperwork necessary to bury my Daddy as planned. I could breathe a sigh of relief knowing the plans were to go ahead. This was one thing off my raw mind. She couldn’t bring herself to speak to any of us, staying in the back of the funeral home. She didn’t even stay for the service.

There are times, though, that when I think of this, I find myself angry. Angry, because my Daddy took care of this woman and her children for years. I would give anything to have had the time with my Daddy that they all have had. Feeling shunted to the side when I visited as she pushed me out of pictures. Making sure her family didn’t get left out. I never said one word. I never disrespected her or her children. Hoping to keep the peace, especially if she made my Dad happy, but now I wonder if she was using my Dad. Much good it will do now.

Sometimes I wonder if she couldn’t look any of us in the eyes because she felt guilty about something. We all know she left my Dad when he needed her most. I will never be able to prove her forgery, but at least I know that she can’t take advantage of him anymore.

If I knew without a doubt that this is what my Dad wanted, I could let it go, but Daddy even told me how his policy was set up once over the phone. Out of the 401K money, we bought Daddy’s headstone. It was the toughest purchase of my life! I never thought in million years that this could even happen. Even six months later, I still break down crying wishing he was here to see his great granddaughter. I miss our little chats. They made my day. He was so proud of my accomplishments in my schooling and writing.

He told me a week before he passed that he was proud of me. It was the release week of my first short story that was included in an anthology with other talented authors. I will carry these words with me always, for they are far more precious than any dirty money.

Click on a star to rate it!

Average rating 0 / 5. Vote count: 0

No votes so far! Be the first to rate this post.

As you enjoyed this post...

Follow us on social media!

Oh no!

Let us improve this post!

Tell us how we can improve this post?

Tagsbeneficiarylife insuranceproudsurprisedeathdaddy
Previous Article

You Want To Be A Tarot Reader, ...

Next Article

Disney Quotes To Live By

0
Shares
  • 0
  • +
  • 0
  • 0

Chasity Gaines

Following my passion and childhood dream of being a writer. Obsessed with European history.

Related articles More from author

  • Rainstorm
    Health & WellnessParenting & FamilySelf-Help & RelationshipsMemoir & Autobiographies

    Heart To Heart

    October 28, 2019
    By LC Ahl (Lucy)
  • CreativitySelf-Help & RelationshipsFictionPoetry

    I Made You Dinner

    September 23, 2019
    By Riley Irwin
  • Parenting & FamilySelf-Help & RelationshipsPoetryMemoir & Autobiographies

    Daddy’s Girl

    June 11, 2018
    By Chasity Gaines
  • City
    LifestyleHealth & WellnessCultureCreativitySelf-Help & RelationshipsPoetry

    Empty Cities And Ghosts, A Poem About Covid-19 Pandemic

    May 18, 2020
    By Scarlett Faye
  • Photo of St. Marys Cemetery
    MysteryWesternsFiction

    Our Dearly Departed

    October 29, 2020
    By Lo
  • Parenting & FamilySelf-Help & RelationshipsHome & GardenNonfictionEnvironmentCulture

    I’m The Favorite, And I Can Prove It

    May 25, 2020
    By Lisa Post

Leave a reply Cancel reply

You may be interested

  • Outer Space
    Poetry

    Misplaced in Space

  • CreativityParenting & FamilySelf-Help & RelationshipsFictionPoetryMemoir & AutobiographiesHealth & WellnessLifestyle

    Behind Books

  • Gingerbread man in pudding
    Fiction

    The Rogue Gingerbread Man

Timeline

  • February 23, 2026

    The Sounds of the Subway

  • February 23, 2026

    Of Lockets and Pomegranates: Chapter 14

  • February 23, 2026

    Our Firm Foundation

  • February 23, 2026

    The Devil and I

  • February 23, 2026

    An ILL One’s Wish

Latest Comments

  • Ivor Steven
    on
    February 19, 2026
    Thank you very much for reading my poem here on CHW magazine. It was a fortuitous ...

    Beyond My Outpost

  • Ivor Steven
    on
    February 19, 2026
    Thank you for reading my poem here at CHW; I appreciate your thoughtful comments, EugiI

    Beyond My Outpost

  • Cheryl Batavia
    on
    February 18, 2026
    Ivor, the photo is perfectly paired with this poem, both reflecting the uncertainties of this era.

    Beyond My Outpost

  • Eugi
    on
    February 18, 2026
    Beautiful said, and excellent rhyming, Ivor. Where do we land where there is peace and light?

    Beyond My Outpost

  • Susi
    on
    November 3, 2025
    Beautiful, Ivor!

    Paddling In Time

About us

  • coffeehousewriters3@gmail.com

Donate to Coffee House Writers

Coindrop.to me

Follow us

© Copyright 2018-2025 Coffee House Writers. All Rights Reserved. Unauthorized use and/or duplication of this material without express and written permission from this site’s administrator and owner is strictly prohibited. Privacy Policy · Disclaimer